Terms of Service

1. Introduction

Welcome to FinanceCompare ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website located at https://finance-compare.vercel.app (the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Service.

Please read these Terms carefully before using our Service. These Terms constitute a legally binding agreement between you and FinanceCompare.

2. Acceptance of Terms

By accessing or using FinanceCompare, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Service.

We reserve the right to modify these Terms at any time. We will notify users of any material changes by updating the "Last updated" date at the top of this page. Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms.

3. Use of Service

Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.

Permitted Use

You may use our Service for lawful purposes only. You agree to use the Service in accordance with these Terms and all applicable laws and regulations. You agree not to:

• Use the Service in any way that violates any applicable law or regulation
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Use any automated system, including robots, spiders, or scrapers, to access the Service without our prior written consent
• Reproduce, duplicate, copy, sell, or exploit any portion of the Service without our express written permission
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

4. Content and Information

Our Content

All content on FinanceCompare, including but not limited to text, graphics, logos, images, calculators, comparisons, and software, is the property of FinanceCompare or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

Accuracy of Information

We strive to provide accurate and up-to-date information on our Service. However, financial products, rates, terms, and conditions change frequently. We do not guarantee the accuracy, completeness, or timeliness of any information on our Service. You should verify all information directly with the relevant financial service providers before making any decisions.

We are not responsible for any errors or omissions in the content, or for any actions taken based on the information provided on our Service.

5. Financial Advice Disclaimer

6. Affiliate Relationships

FinanceCompare may earn commissions from affiliate partnerships with financial service providers. When you click on affiliate links or make purchases through our affiliate partners, we may receive compensation at no additional cost to you.

Our affiliate relationships do not influence our editorial content, reviews, or comparisons. We maintain editorial independence and provide objective information to help you make informed decisions.

We clearly disclose our affiliate relationships in our content and in our footer. For more information, please see our Privacy Policy.

7. Calculators and Tools

Our financial calculators and tools are provided for informational and estimation purposes only. Results from our calculators are approximations and should not be considered as exact figures or guarantees.

Calculator results may vary from actual financial products due to:

• Changes in interest rates, fees, or terms
• Individual eligibility and creditworthiness
• Market conditions and economic factors
• Provider-specific terms and conditions

Always verify calculations and terms directly with financial service providers before making any financial commitments.

8. Third-Party Links and Services

Our Service may contain links to third-party websites, services, or resources that are not owned or controlled by FinanceCompare. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

When you access third-party websites or services through links on our Service, you do so at your own risk. We encourage you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

We do not endorse, warrant, or assume responsibility for any third-party websites, services, products, or content linked from our Service.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINANCECOMPARE AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any errors or omissions in the content
• Any financial decisions made based on information from our Service
• Any unauthorized access to or use of our servers or data
• Any interruption or cessation of transmission to or from our Service

Our total liability to you for all claims arising from or related to the use of our Service shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim, or $100, whichever is greater.

10. Indemnification

You agree to indemnify, defend, and hold harmless FinanceCompare and its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of another party.

11. Termination

We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to your breach of these Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts in India.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: